1.2 How Malaysians manage finances today
This study is commissioned by Payments Network Malaysia Sdn Bhd (PayNet). Its primary objective is to provide an in-depth understanding of the perspectives of the public towards Open Finance & PFM. Personal Finance Management (PFM) tools when enabled by Open Finance will allow Malaysian consumers to gain deeper visibility into their financial position and support more effective management of their money, savings, debt, and long-term goals using data-driven solutions.
The key objectives are:
User Research Report on PFM: